01 — Atom AI
Your AI that knows
your entire financial life.
Atom isn't a chatbot. It knows your goals, your spending, your income, your net worth — and you can ask it anything, anywhere in the app. Spot something on your Spend screen? Ask Atom. Looking at a goal? Ask Atom.
Woven into every screen. Ready the second you need it.
02 — Insights Engine
Already watching.
Before you even ask.
Atom doesn't wait for your questions. It's constantly scanning your patterns, spotting things you'd never catch yourself, and surfacing them before they cost you.
Not generic warnings — specific, goal-linked intelligence that tells you exactly what a habit is costing you in time.
03 — Atom Playground
Build your own
financial tools.
No other finance app gives you this. Atom Playground lets you create custom dashboards, one-tap macros, and automated watch rules — all connected to your live financial data.
Tell Atom what you want to build in plain language. It handles everything else.
04 — Shopping Assistant
Everything you want.
What it actually costs you.
Add anything to your wishlist — from any store, any retailer. Au shows you exactly what it costs toward your goals and finds you a Scoop — a high-quality, cheaper alternative with its own impact already calculated.
One screen. Instant clarity before you spend a thing.
05 — Goal Impact
Every category.
Every goal, at once.
Your Spend page doesn't just show where money went — it shows what this month's spending is doing to every active goal, simultaneously. One number per goal, always in days.
No isolated categories. No guessing which goal a purchase actually affects. Every dollar spent this month, connected to everything you're working toward.
